Hook: Financial freedom toh hum sabhi achieve karna chahte ha. Chahte ha ki apne ghar me baithke aaram kare aur humare sare ghar ke kharche chalte rahe!
Lekin chahane me aur hone me ek cheez ka farak hota ha mere dost: Actions!
Agar sahi samye pe smartly apne finances manage kiye jaye toh aap bina kisi pareshane ke retire hoke bhi apne lifestyle ko maintain rakh sakte ha
Long-term planning is essential to achieve financial freedom
Financial freedom is a state where your decisions are not governed by what expenses they will be catering to
Clear why do you want to achieve financial freedom. Is it because of the lavish lifestyle you like to give you and your family? Or is it because you like to work towards a particular cause without any stress? Fix your why.
Monitor your monthly income using a 50:20:30 ratio where 50% goes to your needs like monthly bills, groceries, etc., 20% goes to your wants like shopping, eating out, traveling, etc. and 30% goes to investment.
Pay high-interest loans at the earliest. Aapko High-interest assets like credit card bill, ya koi aur debt jo aapke naam pe ha usko aapko jald se jald bhar dena chahiye taki prti varsh apko uska increased interest na dena padhe
4th tareeka apni financial planning karne ha apne income sources badana. Discover new avenues to enhance your earnings through various side hustles like freelancing, affiliate marketing, creating content etc.
Plan your investments wisely. Kam umr me invest krne se aap compound interest ka sabse zyada fayada utha sakte ha aur yeh investments apki risk tolerance and time frame ko mind me rakhke karni chahiye
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