Hook: Agar aap ek corporate employee hai toh aapko EPF yani Employee Provident Fund ke baare me sahi jaankari honi zaroori ha
EPF ek retirement benefit scheme h jo sabhi employees ko unke retirement ke baad ek lumpsum corpus deti hai. Yeh amount aapki monthly salary me de deduct hota ha aur utna hi amount apka employer contribute karta ha
Ab apko yeh doubt hoga ki apka yeh amount jata kahn ha aur employer isme kaise contribute karta ha
Toh dekho mere dost, total 12% goes to EPF and the same amount is contributed by the company
Out of this, 8.3% goes to employee pension scheme to make sure you get the pension after your retirement age
3.67% goes to PF account which gives you retirement corpus
And rest 0.5% goes to employee deposit-linked insurance
After retirement jo apko amount milta hai voh yearly interest rate ko include krke apke bank me ek corpus amount aa jata ha
CTA: Agar apko yeh information useful lagi toh follow karna na bhoole